Privacy Policy

Privacy Policy

Introduction

Welcome to https://low-interest-debt-consolidation-loans.vibereports.co.uk (hereafter referred to as “Low Interest Debt Consolidation Loans,” “we,” or “our”). We are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy details our practices regarding the collection, storage, and handling of personal data in compliance with various international privacy laws, including but not limited to:

  • Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Quebec Law 25
  • General Data Protection Regulation (GDPR) of the European Union (EU)
  • Lei Geral de Proteção de Dados (LGPD) of Brazil
  • California Consumer Privacy Act (CCPA/CPRA) and the California Privacy Rights Act (CPRA)
  • Colorado Privacy Act (CPA)
  • Utah Consumer Privacy Act (UCPA)
  • Connecticut Consumer Data Protection Act (CTDPA)
  • Virginia Consumer Data Protection Act (VCDPA)
  • South Africa’s Protection of Personal Information Act (POPIA)

Scope

This policy applies to all aspects of our online presence, including but not limited to:

Please note that this policy does not extend to third-party websites, apps, or services linked from our platform, as they have their own privacy policies governing user data.

Processing Activities

This policy outlines the ways in which we process personal data when:

  • You use our applications and services as an authorized user
  • You visit our website or engage with its content
  • You subscribe to receive communications from us, such as newsletters, emails, calls, or texts/SMS messages

Personal Data Collection

We collect various categories of personal information, including:

  • Account Information: Details related to your registration and account creation.
  • Payment Information: Cardholder data, payment history, and billing addresses for processing transactions.
  • Financial Information: Income details, debt information, and financial status updates provided by users.
  • Purchase Information: Transaction records and purchase history when you avail of our services.
  • Mobile Device Identifiers: Unique device identifiers, IP addresses, and mobile network data to improve user experience.
  • Location Data: Geolocation information from your device when you interact with our location-based services (if enabled).
  • Feedback and Reviews: Comments, ratings, and suggestions provided by users regarding our products or services.
  • Social Media Information: User details and content shared on social media platforms when interacting with our official accounts.
  • Product Interest Data: Information about the products you show interest in or interact with on our website.

We collect this data through direct user input, tracking technologies, analytics tools, and third-party providers.

Cookies

We use cookies to enhance your experience on our website and for analytical purposes. Cookies are small text files stored on your browser that serve various functions:

  • Strictly Necessary Cookies: Ensure basic functionality of the website.
  • Preference Cookies: Remember user preferences, such as language settings.
  • Analytics Cookies: Track aggregated user data to improve our services.

Users can manage their cookie preferences through our Cookie Manager, allowing them to control non-essential cookies.

Retention and Deletion

We retain personal data for as long as necessary to fulfill the purposes for which it was collected. Once these purposes are achieved or if the data is no longer required by law, we securely delete or anonymize the information.

Security Measures

Low Interest Debt Consolidation Loans implements robust security measures to protect your personal data from unauthorized access, disclosure, alteration, or destruction. We employ encryption for data in transit and at rest, utilize secure third-party processing providers, and adhere to industry best practices for data protection.

Children’s Privacy

We do not knowingly collect or solicit personal information from children under the age of 18. Our services are intended for adults, and we encourage parents or legal guardians to supervise their child’s online activities.

Your Rights

Depending on your jurisdiction, you may have certain rights regarding your personal data, including:

  • Access and rectification of your information
  • Erasure (right to be forgotten)
  • Restriction on processing
  • Data portability
  • Objection or opposition to the processing of your data
  • Non-discrimination
  • The right to file appeals or complaints with relevant supervisory authorities

To exercise these rights or seek clarification, please contact our privacy team at [email protected] or through postal mail to the address provided below.

Changes to Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for legal and regulatory reasons. Any significant changes will be notified on our website, and updated policy versions will be available upon request.

Contact Information

For any questions, requests for information, or data-related inquiries, please contact us:

Email: [email protected]

Postal Mail: Low Interest Debt Consolidation Loans, Privacy Team, [Address], [City, State, ZIP Code]